Peg Board Wall Shelving
Low Gondolas
High Gondola
Glass Door Display Freezers
Glass Lid Chest Freezers
Slatwall Hooks
Fit out your shop now. Pay later.
Spread the cost of shelving, counters and refrigeration orders up to £30,000. Get an approved spending limit in minutes and pay nothing for the first 30 days.
- No impact on credit score
- UK Ltd companies & LLPs
- Orders £150 to £30,000
Get approved once, then order as usual
No paperwork and no reapplying for every order. Your limit is ready whenever your shop needs it.
Set your spending limit
Apply online for an approved iwocaPay limit of up to £30,000. It takes a few minutes and uses a soft credit check.
Order your equipment
Use as much or as little of your limit as you need on any order between £150 and £30,000, online or by quote.
Choose how you pay
At checkout pick Pay in 30, Pay in 3 or Pay in 12. We get paid straight away, so your order moves without delay.
See what your order could cost each month
Figures are illustrative and rounded. They are not a credit offer or quote; your exact terms are confirmed by iwocaPay when you apply.
Pay in 30
Interest freePay the full amount 30 days after your order. Ideal for short cash flow gaps.
Pay in 3
Interest freeThree equal monthly payments, starting after your first 30 days.
Pay in 12
3.33% / month rep.Twelve equal monthly payments for larger fit-outs. Rate confirmed at application.
Three ways to pay
| Plan | Pay in 301 payment | Pay in 33 monthly payments | Pay in 1212 monthly payments |
|---|---|---|---|
| Cost | Interest free | Interest free | 3.33% per month representative |
| First 30 days | Nothing to pay | Nothing to pay | Nothing to pay |
| Repayments | Full amount on day 30 | 3 equal monthly payments | 12 equal monthly payments |
| Early settlement | Anytime, no fee | Anytime, no fee | Anytime, no fee, saves interest |
| Best for | Short-term cash flow | Mid-size orders | Full shop fit-outs |
Good to know
Who can use iwocaPay?
UK limited companies and LLPs. Sole traders aren't currently eligible for Pay Later.
Will applying affect my credit score?
No. iwocaPay uses a soft credit check to set your spending limit, so it won't show on your credit file.
Can I use it on a quoted or offline order?
Yes. Ask our team for a quote and we can send you an iwocaPay payment link for the agreed amount.
Can I pay off early?
Yes, you can settle in full or make extra payments at any time with no fee. On interest-bearing plans this reduces the interest you pay.
Where can I read the full terms?
iwocaPay's help centre covers eligibility, repayments and late payments in detail. View iwocaPay FAQs.
About your order
Stock, delivery, installation or a custom quote for your shop.
07473 006483 info@shopsolutionsmidlands.co.ukAbout iwocaPay
Stuck during sign-up or want to talk through your options with an account manager?
020 3778 0549Ready to spread the cost?
Set up your iwocaPay spending limit today and choose how you pay on your next Shop Solutions Midlands order.
iwocaPay is provided by iwoca Ltd. Pay Later is subject to status and available to UK limited companies and LLPs only. Representative rates shown; the rate offered to your business may differ. Shop Solutions Midlands LTD, Unit 5 Mosley Business Park, Mosley Street, Burton Upon Trent, Staffordshire, DE14 1DW.